 To consider the future with serenity, guarantee your financial security as well as that of your relatives, or plan long term projects, AXA MIDDLE EAST created VIVA: a life insurance policy which enables you to constitute savings or, in case of death, let the person(s) of your choice benefit from the payment of a guaranteed capital.
VIVA Guarantees With VIVA in case the insured is still in live at the expiry of the insurance policy:
You dispose of your savings in one payment or you may choose any other payment method AXA MIDDLE EAST will be able to propose to you at this date: life annuity, guaranteed annuity, etc. With VIVA in case of death of the insured before the expiry of the insurance policy:
AXA MIDDLE EAST pays the minimum guaranteed capital to the beneficiary of your choice. In case the accumulated savings at this date exceed the minimum guaranteed capital, the beneficiaries of your choice will dispose of this amount. VIVA Advantages - The freedom to choose the maturity of your insurance contract
When you take out your insurance policy, you are free to determine its maturity date.
- The freedom to choose the minimum guaranteed capital
When you take out your insurance policy you are free to determine the minimum guaranteed capital according to your needs.
- The freedom to save money at your rhythm
When you take out your insurance policy, you are free to determine the amount of the installments as well as their frequency according to your projects and possibilities.
- The freedom to determine a personal objective
Tailor made solutions will be proposed to you in order to achieve your savings objectives.
- The freedom to choose the investment supports, which best meets, your profile
According to your profile, we are able to propose one of the largest diversified investment supports available in the market.
- The freedom to change orientation
With time, your situation and priorities may change. Whatever your choices, you will always have the possibility to modify your profile off running your business or investment supports.
- The freedom to dispose of your savings if need be
Solutions allow you to dispose of your savings before the maturity date in total flexibility, in particular, thanks to a total or partial surrender.
- The freedom to constitute savings in different currencies
When you take out your insurance policy, you are free to determine the reference currency of your insurance policy: Lebanese pound, Dollar, Euro, Sterling pound, Yen, etc.
VIVA Assets Whatever the amount of your contributions, AXA MIDDLE EAST allows you to constitute savings, which best meet your needs by selecting among the following: - Unit linked products managed with the know how of AXA investment managers professionals. In this case, Viva offers you the choice among a selection of performing funds. These products answer your most specific needs and allow you to constitute savings according to your personal objectives and your profile as an investor in the industry, region and financial instruments of your choice.
- Placements with a 5% minimum guaranteed rate over 3 years, revisable every 3 years.
- A combination of your choice of unit linked products and products with a minimum guaranteed rate.
VIVA Contingency Protection The comprehensive life insurance (accident and illness) is VIVA’s main coverage.
Moreover, VIVA offers you the possibility to purchase additional covers: - Spouse annuity
- Education annuity
- Accidental death
- Total and permanent disablement
- Dread diseases
- Passive war risks
- Waiver of premium in case of total and permanent disablement
- Waiver of premium in case of dread diseases
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Life Insurance
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